NFI Reports

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Charting an Economic Development Strategy for Industrial Regions: The Story of the U.S. Midwest in the 1990s and Beyond
Type: NFI Reports
Topic: Economic Development
Author: Richard Mattoon
Date: September 2008
Description:
The industrial Midwest went through wrenching economic restructuring during the 1970s and 1980s and yet rebounded to outperform the U.S. economy during much of the 1990s.  Key to this resurgence...

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2008-NFI-03
Selected Research on Insurance Regulatory Reform: A Descriptive Bibliography
Type: NFI Reports
Topic: Industry Performance & Regulation
Author: Martha Henn McCormick
Date: July 2008
Description:
(Updated February 2009) Networks Financial Institute at Indiana State University, a national leader in addressing both ongoing and emerging issues impacting the insurance sector, provides this descriptive bibliography...

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2008-NFI-02
Who Offers Adult Financial Literacy Education? Research Overview
Type: NFI Reports
Topic: Financial Literacy
Author: David Godsted and Martha Henn McCormick
Date: June 2008
Description:
The increasing ease with which Americans can access various forms of credit during the last 20 years has created unanticipated consequences for the financial services industry, consumers themselves, and those practitioners...

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2008-NFI-01
National Adult Financial Literacy Research Overview
Type: NFI Reports
Topic: Financial literacy
Author: David Godsted and Martha Henn McCormick
Date: August 2007
Description:
Personal economic issues such as credit card debt, home foreclosures, the collapse of the sub-prime lending market, and escalating numbers of personal bankruptcy have focused the nation's attention on the importance of financial education. As a collective, we know that something is wrong...

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2007-NFI-05
Why Is the Foreclosure Rate so High in Indiana?
Type: NFI Reports
Topic: Financial services and economic development
Author: John A. Tatom
Date: August 2007
Description:
The state of Indiana has had a major foreclosure problem, especially since the 2001 recession. As the nation confronts an emerging surge in foreclosures associated with an explosion of subprime loans in 2004-06, the Indiana foreclosure rate is likely to surge to record territory. Two neighboring states, Michigan and Ohio, join Indiana in having the nation’s highest foreclosure rates. In fact, Ohio has led the nation since 2003,...

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2007-NFI-04
National K-12 Financial Literacy Research Overview
Type: NFI Reports
Topic: Financial literacy
Author: David Godsted and Martha Henn McCormick
Date: August 2007
Description:
Personal economic issues such as credit card debt, home foreclosures, the collapse of the sub-prime lending market, and escalating numbers of personal bankruptcy have focused the nation's attention on the importance of financial education.  Networks Financial Institute (NFI) believes that financial independence begins in childhood with a strong foundation of skills, knowledge ....

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2007-NFI-03
The Indiana Insurance Industry: An Engine of Employment Growth
Type: NFI Reports
Topic: Financial services and economic development
Author: Martha H. McCormick, Ozer Erdem and Rebecca Shorter
Date: April 2007
Description: In order to better understand the current and impending employment needs of the insurance industry in Indiana, Networks Financial Institute (NFI) has surveyed insurance employers throughout the ...
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2007-NFI-02
Getting to Know China
Type: NFI Reports
Topic: Industry performance and regulation
Author: John A. Tatom
Date: January 2007
Description:
China, a low income country about the same geographic size as the US and with over four times the population, has had persistent rapid growth that averaged 9.6 percent per year since reform began in ...

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2007-NFI-01
Learning Your Monetary ABCs: The Link between Emergent Literacy and Early Childhood Financial Literacy
Type: NFI Reports
Topic: Financial literacy
Author: Martha Henn McCormick and David Godsted
Date: December 2006
Description:
Generations of young people, including the current generation, have endured parental admonitions about how difficult their parents had it when they were young, and how young people just don’t ...

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2006-NFI-03
Targeting the Unbanked-Financial Literacy's Magic Bullet?
Type: NFI Reports
Topic: Financial literacy
Author: David Godsted and John A. Tatom
Date: November 2006
Description:
Lack of financial and technological safeguards has made it easier to exploit all individuals through identity theft, mortgage fraud, or legal, but financially dubious, new products. In some cases, ...

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2006-NFI-02
Employer Research Survey: Business Ethics and Integrity is valued most by financial services companies.
Type: NFI Reports
Topic: Industry performance and regulation
Author: Martha Henn McCormick
Date: February 2006
Description:
Regardless of company size or type, soft skills remain a vital component for employers: - Insurance companies place soft skills as the most cited overall criteria in their hiring decisions. - ...

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2006-NFI-01
Indiana Leadership Summit: The Role of Strong Financial Institutions in Local Growth
Type: NFI Reports
Topic: Financial services and economic development
Author: John A. Tatom
Date: December 2005
Description:
Networks Financial Institute, an initiative of Indiana State University, was established to promote research and advance public understanding of the financial services industry and to further ...

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2005-NFI-03
Indiana Financial Literacy Report Card
Type: NFI Reports
Topic: Financial literacy
Author: Martha Henn McCormick
Date: August 2005
Description:
Networks Financial Institute (NFI) conducted a survey (parallel to that of the Jump$tart Coalition for Personal Financial Literacy national survey) to generate an in-state baseline of information ...

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2005-NFI-02
Financial Literacy: Indiana Activities Inventory
Type: NFI Reports
Topic: Financial literacy
Author: Martha Henn McCormick
Date: August 2005
Description:
Networks Financial Institute (NFI) believes that high school students, in order to be ready for a competitive world when they graduate, need to have a deep understanding of personal financial ...

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2005-NFI-01